Dealing with Insurance Companies in Guam

Dealing with Insurance Companies in Guam

Shortly after your accident, it’s likely that an insurance representative from the at-fault party’s insurance company will contact you. It’s important to understand that the insurance company’s goal is to deny liability and pay you as little as possible.

Contrary to what the ads in their commercials, they do not have your best interests at heart.

They are in the business of making profits and will engage in several strategies to deny or devalue your claim.

It is always best to retain a lawyer prior to engaging in any contact with the insurance company but here are a few tips to keep in mind when dealing with insurance companies:

Do not give a recorded statement to the other driver’s insurance adjuster. Insurance adjusters are trained to get you to say something incriminating that could devalue or ruin your claim.

Do Not Accept what the Insurance Adjuster tells you

An insurance adjuster will often tease a “take it or leave it” offer. Don’t fall for it. They are most likely low-balling you and getting you to settle for far less money than what you should receive.

The true nature and extent of your injuries will not be known so soon after your accident.

Do Not Sign a Medical or Employment Records Authorization

If you sign these documents, you are giving the insurance company access to your private medical and wage loss records.

Take Advantage of our 25 + Years of Experience

Dededo Law Office has extensive experience dealing with insurance companies — both in negotiations and aggressive litigation in court. Insurance companies know we mean business; they don’t want to come up against us in trial.

They know that we put all our time, money and resources into helping our clients achieve a favorable settlement or verdict. Our willingness to file a lawsuit can sometimes put additional pressure on the insurance company to settle the case fairly.

When the negligent actions of another individual or business cause you harm, you have the right to pursue compensation for your medical bills, lost income, and pain and suffering.

Let us assist in filing a personal injury claim and negotiate a fair settlement with the insurance company so that you and your family can the settlement you deserve.

Call us today. The Law is on your side.

Check out more valuable information about Guam's Laws and working with

Mark Williams, Guam's Best Lawyer, on Dededo Law Office's websites: www.guamlegal.com www.bankruptcylawyerguam.com  www.injurylawyerguam.com                

Wrongful Death

While taking legal action may not be a priority for those who have lost a loved one, it is important for survivors of the decedent to consider retaining a wrongful death lawyer as soon as possible.

In addition to the emotional trauma of having a loved one pass away, families may also face considerable financial difficulties without the support of the deceased. The compensation provided by a wrongful death lawsuit can help ease this financial burden.

Keep in mind that there is a time limit for submitting a wrongful death claim. Once this time period expires, the courts no longer have the jurisdiction to punish violators and offer compensation to victims, and lawsuits may no longer be filed.

We are Dededo Law office have a long history of recovering compensation that recognizes the value of the one you have lost and helps the surviving family recover from losing them.

We Help You Level The Playing Field

 I want you to think about your every day transportation commute.  People are taking their kids to school; people are driving to work; people are going to their doctor’s appointments, business meetings and if you’re in our line of work, the court house.  People are going to the grocery store, maybe a restaurant, maybe their friend’s house then on to a movie, etc. You get the point.

Now times that by the 100,000 other drivers driving around Guam around the same time.  100,000 plus strangers who you are putting your body and your life in the hands of every single day you get on the road. You’re counting on these strangers to be good drivers, not to take a drink, not to look at their phone, not to be distracted by the radio, to not be careless, etc.

Every day there is some type of automobile accident in Guam.  Every day some one is getting hurt, they’re getting soft tissue injuries, they’re getting broken bones, they’re getting serious injuries and sometimes people do lose their lives.

Now picture this, these good people, these victims of automobile accidents are counting on the insurance company to be fair.  They’re counting on these people, whose main job is to save their own company money, to be fair to you; to be fair to the person they do not represent.

I want you now to perceive what I’m trying to illustrate for you.  These insurance companies have their own attorneys.  Attorneys that represent the insurance company, who train the insurance adjuster on how to pick apart a claim, so they can try and get away of not paying what the victim truly deserves.

At The Law Office of Mark Williams, we are here to help you level the playing field.  

We help you get full compensation for your personal injury.  

We know how to negotiate with insurance company, we know how to challenge the insurance company when they try to soften the extent or cause of injuries. 

Call now at 637-9620.  Consultations are free. 

Attorney Mark Williams has over 22 years of experience in protecting the rights of injured victims.  He can help you too. #1 trusted personal injury attorney in Guam.  The Law really is on your side.

Check out more valuable information about Guam's Laws and working with

Mark Williams, Guam's Best Lawyer, on Dededo Law Office's websites: www.guamlegal.com www.bankruptcylawyerguam.com  www.injurylawyerguam.com