Dealing with Insurance Companies in Guam
Shortly after your accident, it’s likely that an insurance representative from the at-fault party’s insurance company will contact you. It’s important to understand that the insurance company’s goal is to deny liability and pay you as little as possible.
Contrary
to what the ads in their commercials, they do not have your best interests at
heart.
They
are in the business of making profits and will engage in several strategies to
deny or devalue your claim.
It is
always best to retain a lawyer prior to engaging in any contact with the
insurance company but here are a few tips to keep in mind when dealing with
insurance companies:
Do not
give a recorded statement to the other driver’s insurance adjuster. Insurance
adjusters are trained to get you to say something incriminating that could
devalue or ruin your claim.
Do Not
Accept what the Insurance Adjuster tells you
An
insurance adjuster will often tease a “take it or leave it” offer. Don’t fall
for it. They are most likely low-balling you and getting you to settle for far
less money than what you should receive.
The
true nature and extent of your injuries will not be known so soon after your
accident.
Do Not
Sign a Medical or Employment Records Authorization
If you
sign these documents, you are giving the insurance company access to your
private medical and wage loss records.
Take
Advantage of our 25 + Years of Experience
Dededo
Law Office has extensive experience dealing with insurance companies — both in
negotiations and aggressive litigation in court. Insurance companies know we
mean business; they don’t want to come up against us in trial.
They
know that we put all our time, money and resources into helping our clients
achieve a favorable settlement or verdict. Our willingness to file a lawsuit
can sometimes put additional pressure on the insurance company to settle the
case fairly.
When
the negligent actions of another individual or business cause you harm, you
have the right to pursue compensation for your medical bills, lost income, and
pain and suffering.
Let us
assist in filing a personal injury claim and negotiate a fair settlement with
the insurance company so that you and your family can the settlement you
deserve.
Call us
today. The Law is on your side.
Check out more valuable information about Guam's Laws and working
with
Mark Williams, Guam's Best Lawyer, on Dededo Law Office's
websites: www.guamlegal.com www.bankruptcylawyerguam.com www.injurylawyerguam.com
